These financial institutions have fooled millions and made billions and today they operate through hundreds and thousands of branches across our country, these branches run on your hard-earned money and today there are called smart & successful brands. As all are aware that no institution can run by them self, so many super qualified brainies were hired they came on high pay rolls and rolled out wrong strategies to sell their financial products just to increase their sales numbers and earn rewards, through these means they captured as much as market portfolio they could, professionals who were appointed to do welfare have looted innocent loan seeker by charging them high rate of Interest in the name of risk lending, higher loan eligibility, implementing mandate insurance in loans etc. We have seen many medium and big sizes corporate who have gone bankrupt thus causing chaos and fear in the finance market, these financial institutions are those who earned trust and faith of billion loan-seekers, they were run by big names and qualified professionals but sadly today there is hardly any trace of them. Like at ancient times many foreign rulers invaded our India and had looted innocent people of our country & went back happily where they came from. Sadly today too these practices still exist, but operate in our local/internal sources, they have kept many loan-seekers in the darkness so they can increase their profit margins.